High-Risk Merchant Service for Timeshare Resales & Marketing
The timeshare resale and marketing industry is full of potential β offering property owners and buyers flexible vacation options, and helping marketing agencies generate significant revenue. But despite its promise, businesses in this sector frequently face roadblocks when it comes to payment processing.
Due to the unique characteristics of timeshare transactions β such as high-ticket values, long fulfillment cycles, and elevated chargeback risk β traditional banks and mainstream payment providers often label this industry as βhigh-risk.β The result? Rejected merchant account applications, frozen funds, or unsustainably high fees.
At 100Services, we specialize in helping timeshare businesses access custom high-risk merchant solutions that are secure, scalable, and fully aligned with your business model β and we do it 100% free of charge.
Why Timeshare Resale & Marketing Is Considered a High-Risk Industry
Payment processors assess risk based on a set of factors, and the timeshare industry checks several high-risk boxes:
πΈ High-Value Transactions
Timeshare resales often involve transactions of several thousand dollars or more. This increases exposure for banks and raises the potential for customer disputes or chargebacks.
πΈ Delayed Fulfillment
The services involved in marketing and closing a timeshare sale may span weeks or even months. The gap between payment and service delivery creates uncertainty for processors.
πΈ Historical Abuse by Bad Actors
Unfortunately, past scams and aggressive telemarketing tactics have damaged the industry's reputation, prompting cautious underwriting by most financial institutions.
πΈ Complex Sales & Regulatory Environment
Timeshare resales are subject to state-level and federal consumer protection laws, making compliance more involved β and making processors hesitant unless the merchant is well-documented and transparent.
The 100Services Solution: Custom Merchant Setup at No Cost to You
We know what payment providers are looking for and how to position your business for approval. Hereβs what makes our service uniquely effective:
- Industry-Specific Expertise β We specialize in high-risk sectors and understand the nuances of timeshare marketing.
- Curated Network of Processors β We work only with payment providers that have proven track records supporting timeshare resales and marketing.
- White-Glove Support β We help with every step, from application prep to post-approval optimization.
Best of all? You donβt pay us anything. Weβre compensated by the processor only if youβre approved and successfully onboarded β ensuring that our interests are perfectly aligned with yours.
How It Works β Our Process, Step-by-Step
Hereβs how we make it fast and seamless:
Initial Consultation
- You tell us about your business: services offered, average ticket size, refund policy, and sales channels (online, phone, in-person).
- We assess your risk profile and determine your best-fit processing options.
Application Preparation
We help you gather and organize essential documentation to meet underwriting standards. This includes:
- Business registration and licensing
- Principal identification (ID/passport)
- Professional website with clear policies (refunds, terms, contact)
- Sales materials or agreements
- Processing history (if available)
Processor Matching
- We introduce you to processors in our vetted network who are ready to work with your model.
- You submit the completed application β with our support at every step.
Account Activation & Setup
- Once approved, we help integrate a secure PCI-compliant payment gateway with your CRM or website.
- We ensure you have access to advanced tools like: Recurring billing, Installment plans, Chargeback alerts and dispute resolution tools, Fraud mitigation features
Ongoing Support
- Youβre never left on your own. We provide ongoing guidance, updates on new tools, and help with account changes as your business grows.
What You Gain With Our High-Risk Merchant Solutions
By partnering with 100Services, youβre not just getting a payment processor β youβre gaining a comprehensive, secure infrastructure for long-term success.
β Key Benefits Include:
- Fast Approvals (typically within 3β7 business days)
- Support for Large Transactions and high-ticket pricing
- Recurring Billing Capabilities for multi-phase marketing campaigns
- Multi-Channel Acceptance: phone, online forms, point-of-sale
- Transparent Pricing with no hidden reserves or fees
- Expert Guidance on compliance, refund policies, and disclosures
- Fraud & Chargeback Protection tailored for high-risk sectors
Who We Help β Is This Service for You?
We support a wide range of businesses in the timeshare and vacation property space, including:
- Timeshare resale firms
- Timeshare marketing agencies
- Outbound call centers with lead generation campaigns
- Vacation ownership exit or relief consultants
- Digital platforms offering lead-gen and closing coordination
Whether youβre a startup or an established agency, weβll help you find a processor that works with your business β not against it.
Why 100Services Is the Right Partner
There are plenty of payment consultants out there, but very few who truly understand high-risk environments. Hereβs what sets us apart:
- Deep Industry Knowledge β We know the challenges and how to overcome them.
- No Fees, No Contracts β You donβt owe us a cent β ever.
- Fully Managed Setup β From start to finish, we handle the heavy lifting.
- High Approval Rates β Our experience means fewer rejections and faster results.
- Ongoing Account Health Monitoring β We help you keep your account in good standing long after approval.
Ready to Accept Payments with Confidence?
If youβve been declined by Stripe, PayPal, Square, or your current processor β donβt worry. The problem isnβt your business β itβs using the wrong tools.
Let 100Services help you secure a reliable, flexible, and future-proof merchant account built specifically for the timeshare market.
π Contact us today for your free consultation.
β No contracts
β No hidden fees
β Just expert help and fast approvals
100Services is your partner in sustainable payment solutions β so you can focus on scaling your business and helping your clients enjoy the freedom they deserve.
Frequently Asked Questions
Timeshare resales and marketing businesses are considered high-risk due to the nature of the transactions involved. These businesses often deal with large payments, delayed service delivery, and higher-than-average chargeback rates. Many consumers dispute charges after changing their minds or misunderstanding contractual terms, which creates risk for payment processors. Additionally, regulatory scrutiny and negative press around certain operators in the timeshare space contribute to increased risk perception. As a result, mainstream providers like Stripe or PayPal often deny applications or suspend accounts. Thatβs why using a high-risk merchant provider β through our expert matching service β is essential.
At 100Services, we specialize in connecting timeshare resale and marketing businesses with payment processors that understand and support high-risk industries. Our team reviews your business structure, transaction volume, and risk level to match you with the most compatible merchant account provider. We help you prepare your documents, guide you through the application process, and ensure everything is presented in the most favorable way to increase your chances of approval. Our goal is to remove the hassle and make the process smooth and fast. Most importantly β our service is completely free for you.
Thereβs no catch! At 100Services, we operate on a referral-based model. When we help you get approved by a high-risk payment processor, they pay us a small referral commission. This allows us to offer our full service β including consulting, document prep, and provider matchmaking β without charging you any fees. You never owe us anything. Our success depends on your success, so weβre motivated to find you the best possible payment solution that works long-term.
To apply for a high-risk merchant account, youβll need to submit several key documents. These typically include your business registration, a government-issued ID, a business bank account, and a professional website that clearly explains your services. You'll also need transparent refund and cancellation policies, sales scripts or contract samples, and a breakdown of how you handle customer service and disputes. If you have prior processing history, it helps build trust with the provider. Donβt worry β at 100Services, weβll guide you through every step and help you organize a strong and compliant application.
Most of our clients in the timeshare resale and marketing space receive approval within 3 to 7 business days. The actual timeline depends on how quickly you can provide the required documentation and how complex your business model is. We speed up the process by managing communication with processors, pre-checking your paperwork, and addressing potential red flags in advance. Our expert support helps avoid costly delays and increases your chance of success. With 100Services, you wonβt waste time applying to the wrong providers β we make it efficient from the start.
Yes! One of the main advantages of working with a high-risk processor is their ability to handle large ticket transactions and recurring billing models. Whether you're accepting upfront payments for a full timeshare resale or monthly fees for marketing services, weβll connect you with a provider that supports your needs. Our partners offer robust, secure payment gateways with advanced fraud tools and chargeback protection. This gives your clients peace of mind while helping you scale confidently. We always match you with a solution that fits your specific payment structure.
Using a mainstream provider like PayPal, Stripe, or Square may seem convenient, but itβs risky for timeshare-related businesses. Even if you get approved, your account can be suspended or shut down suddenly due to industry restrictions or high chargeback rates. This could lead to frozen funds, lost revenue, and damage to your reputation. High-risk processors, on the other hand, understand your industry and provide tools designed to support it. Thatβs why businesses trust 100Services to match them with processors who are ready and willing to help.
Applying directly to random processors can lead to unnecessary rejections, lost time, and even blacklisting. At 100Services, we have deep industry knowledge and a vetted network of high-risk providers that already work with timeshare businesses. We tailor each application to fit the processorβs specific expectations, improving your chances of getting approved fast. Plus, we donβt charge you anything β you get expert support 100% free. With us, you avoid costly mistakes, get peace of mind, and enjoy the best terms available for your business.
